Debt can be overwhelming, but there are many resources available. The good news is that you have options. Debt consolidation may sound like an easy way out of your debt problems, but it can come with a price for some people. Debt consolidation is sometimes needed if you’ve been turned down for credit or need […]
David Moffatt
This article was written by David Moffatt, a Debt Relief Expert. He has helped assist in creating plans that have helped save Nova Scotia residents over $30 million dollars of consumer and tax debt since 2015. We believe that no consumer should have to struggle with the stress of overwhelming debt. Our debt restructuring strategies can help you cut your debt by up to 80%. If you are struggling with debt please reach out. It hurts to continue to suffer financially. Halifax Debt Freedom services Halifax, Dartmouth, Bedford, Sackville the entirety of HRM, and all of Nova Scotia.
Alternatives to Bankruptcy
According to government statistics, nearly 100,000 people filed for insolvency, of which bankruptcy accounted for nearly 33,000 of those in Canada in 2020. What’s more interesting, however, is that the number of people filing for bankruptcy is on the decline. Instead, people are avoiding bankruptcy by seeking alternatives to bankruptcy. These alternatives include debt consolidation […]
Get Help With Debt
Being in debt can feel like you’re drowning. It becomes difficult to see a way out, and it gets harder and harder to ask for help with debt. If you’re struggling with debt and are finding that you can barely keep your head above water, don’t worry – debt help is available. Despite how it […]
Credit Debt Relief – Available Options And Ramifications
The total amount of consumer debt carried by Canadians has now ballooned to $2.1 trillion. Although a large part of that is made up of mortgages, credit cards and other types of unsecured debts also form a significant percentage of the total debt. Keeping that in mind, it is not unlikely to imagine that some […]
Debt Services – We Can Help Solve Your Debts
Are you looking to explore the various debt services like debt management, debt settlement, and other debt solution plans? We can help. Whether you are looking for one affordable monthly payment, are struggling with unsecured debt such as credit card debt, or are simply trying to discover the fastest way to become debt-free. We can […]
Debt Managers – 11 Facts You Should Have Known Earlier!
At the best of times, being in debt is no fun. At the worst of them, debt can feel like a monster standing over you, growing slowly larger and stronger each day. Whether it’s your credit cards, student loans, uninformed investments, or simply poor money management, there are many reasons you might be in debt. […]
5 Ways To Avoid Bankruptcy
When facing debt challenges, many look to avoid bankruptcy. This is completely understandable. Bankruptcy can be emotionally devastating, and unfortunately, with approximately 1 in 4 Canadians filing for bankruptcy a second time, this only worsens. It is because of this that we believe bankruptcy should be used as a last resort. For this reason, we […]
Credit Card Debt Advice: All Your Options Explained
According to TransUnion’s most recent numbers, the average Canadian owes approximately $3,300 in credit card debt. While this may not seem like a lot, it is important that averages can often skew statistics. For example, in Canada, approximately 30% of Canadians are completely debt free. When you factor out those who have no debt and […]
Licensed Insolvency Trustees Nova Scotia
What is a Licensed Insolvency Trustee? Filing bankruptcy requires the services of an LIT (Licensed Insolvency Trustee), formally known as a Bankruptcy Trustee. They are an Officer of the Court. Their job is to investigate your affairs, ensure you are not committing fraud, and ensure you understand how the process works. They are also there […]